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Property Owners & Developers

Flexible capital for every stage of your project.

C-PACE provides long-term, fixed rate financing for commercial property improvements, secured by the property, not a personal guarantee. Cover up to 100% of eligible hard and soft costs with terms up to 30 years.

See If Your Building Qualifies →
The C‑PACE Advantage

Long-term, low-cost financing for commercial building improvements.

C-PACE is a low-cost, long-term financing option for measures that improve a building’s energy performance, water efficiency, and resilience. Fixed-rate and rate-reset options, non-recourse structure, and terms matched to the useful life of the improvement. C-PACE financing is secured by a voluntary assessment on the property, not a personal guarantee.

Up to 100% of Eligible Costs

Covers hard and soft costs including design, engineering, permits, installation, and related expenses.

Fixed or Rate-Reset Options, Up to 30 Years

Fixed rate locked for the life of the loan. Or choose a fixed rate with periodic reset, indexed to a lower U.S. Treasury benchmark at each reset period, with the option to prepay without penalty at the conclusion of each period, where available.

Non-Recourse Structure

Because the obligation is attached to the property and not the borrower, the loan is non-recourse to the property owner (except for standard completion guarantees in the case of new construction projects).

Retroactive Financing

Refinance or recapitalize with C-PACE. Get reimbursed for qualifying work already completed.
Common Use Cases

C‑PACE Project Types

New Construction
Ground-up commercial projects including hotels, multifamily, office, and mixed-use developments.
Major Renovation / Adaptive Reuse
Substantial redevelopment of existing commercial properties, including adaptive reuse and conversion projects.
Equipment Upgrades
Targeted upgrades to building systems including HVAC, lighting, envelope, elevator modernization, seismic and hurricane hardening, solar, EV charging, and more.
Recapitalization / Refinance
Retroactive financing for completed projects.
Eligible Asset Types

C‑PACE Works Across Commercial Property Types

  • Multifamily (5+ Units)
  • Office Buildings
  • Retail Centers
  • Hotels & Hospitality
  • Industrial & Warehouse
  • Mixed-Use Developments
  • Medical and Long-term Care Facilities
  • Self-Storage
  • Nonprofits, Charter Schools, Churches
  • +More
Eligible Measures

What Qualifies for C‑PACE Financing?

C-PACE finances a broad range of commercial property measures—from new construction and major renovations to targeted equipment upgrades and resilience improvements.Eligible measures vary by state and program. Contact us to confirm eligibility for your project.

Energy Systems

HVAC, lighting, elevator modernization, panel upgrades, controls and automation

Building Envelope

Roof, windows, doors, insulation

Water Conservation

Plumbing, water recycling, low-flow fixtures

Resiliency

Seismic retrofits, hurricane and wildfire hardening, stormwater and flood mitigation

EV & Grid

EV charging, demand response systems, microgrid infrastructure

Renewable Energy

Solar PV, solar thermal, wind, geothermal, fuel cell, and battery storage systems
Quick Check

Is your property eligible?

Most commercial properties with qualifying improvements are eligible. Here is a quick checklist:

Commercial property (e.g., office, retail, hotel, multifamily 5+, industrial, mixed-use)
Located in a state with active C-PACE legislation
Project includes qualifying energy, water, or resiliency improvements
Property is current on property taxes and mortgage payments
Existing mortgage lender approves C-PACE for your project
The Process

How FASTPACE Works

  1. Initial Inquiry

    Enter your property address and project scope using our Quick Quote tool. Get near-instant indicative terms for any C-PACE-eligible property in the country. No commitment required.
  2. Screening

    FASTPACE reviews eligibility, project scope, and jurisdiction requirements. Initial documentation requested. Qualified deals are sent a term sheet.
  3. Underwriting

    Following term sheet execution, full underwriting against FASTPACE credit standards.
  4. Closing & Funding

    Loan closes and funds. Repayments attach to the property as a tax assessment, not as a personal guarantee. Repayments are typically collected annually or bi-annually depending on the jurisdiction.
FASTPACE made it possible to get our project across the finish line. The speed and certainty of execution were unlike anything we'd seen in C-PACE before.
ET
Erin Tolbert
Property Owner